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MOTOR TRADE INSURANCE

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Most motor trade owners face at ​least one of these

You don’t need more paperwork. You need certainty.

Claims rejected due to "wrong cover"
Paying for protection they never use
Gaps in cover they didn’t know existed
Confusing policies written in legal language
No help when something actually goes wrong

WHO THIS IS FOR

Cover for motor trade businesses

Whether you operate from a fixed workshop, multiple locations, or work on-site 

or mobile, we can help structure cover that provides protection and makes sense.

Mechanics
Panel Beaters
Service Stations
Exhaust System Repairers
Warranty Inspection Services
Auto Electricians
Automotive Repair Workshops
Windscreen Repair
Vehicle Battery Sales
Tyre Retailers & Fitters
Mobile Mechanics
Vehicle Servicing Businesses
Car Detailers/Car Washes
Motor Trimmers & Upholsterers
And more

INSURANCE OPTIONS

Insurance for motor trade businesses

We’ll explain what applies to your business and what doesn’t.

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Property & Contents 

Cover for workshops, fit-outs, tools, and equipment. Whether it be fire, theft, accidental damage or breakdown, we have specific tailored options just for your industry.

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Business Interruption

Cover for loss of income if your business can’t operate after an insured event. We have some options that will extend to include lost income due to breakdown of your equipment.

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Public  Liability

Offering protection if a third party is injured or their property is damaged by your negligence.

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Driving Risk

This covers accidents and damage caused to customers vehicles and any third party, whilst you are driving them (there is cover whilst stationary at your site), including pickup, drop off, test drives etc.

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General Property / Portable Equipment

Whilst standard covers protect you for tools at your situation, this will protect you should items be lost, stolen, or damaged away from your premises.

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Inspection Report Liability

Covers claims if an inspection report is wrong, misleading, or causes financial loss. If you’re doing any kind of report or inspection, particularly for a fee, most standard policies will not cover this.

Not sure what you need?

You don't need to know insurance terms or policy names — tell us how your business operates and we'll recommend the right structure. Takes 2–3 minutes, no obligation.

Get a Free Quote

Motor trade businesses we help typically:

Reduce premiums by 15-30%
Remove unnecessary cover
Fix gaps they didn't know existed
Get faster claim support