ABOUT OBIB
35+ years of insurance expertise, working for you.
Online Business Insurance Brokers draws on 35+ years' experience of its founding director — working for insurers and brokerages with clients from sole traders to major national retailers.
The big difference we bring to the table
OUR PROMISE
We tailor our quotes to your needs
OBIB exists to make business insurance easy and transparent. We have had our own first-hand experiences of poor business insurance methods. From ineffective quick-fixes to tricky marketing tactics, we have seen it all. This is why we endeavour to be different and put our customers first. We work to ensure that our customers have business insurance that truly serves the needs of their business.
With OBIB, there are no limits
Instead of being limited to off-the-shelf policies, you get access to policies with enhanced benefits and inclusions. We can offer you these options because we are a part of the Steadfast Insurance Broking Network, the largest general insurance broker network in Australia & New Zealand.
We work as your representative
OBIB's business design allows clients who have generally small-medium businesses to obtain insurance quotes in a short space of time. We offer tailored advice for their specific business as opposed to what is currently available online. We work as your broking representative, unlike other insurance providers who act as representatives for different insurance companies.
We believe in transparency
OBIB exists to make business insurance easy and transparent. We have had our own first-hand experiences of poor business insurance methods. From ineffective quick-fixes to tricky marketing tactics, we have seen it all. This is why we endeavour to be different and put our customers first. We work to ensure that our customers have business insurance that truly serves the needs of their business.
We tailor our quotes to your needs
OBIB exists to make business insurance easy and transparent. We have had our own first-hand experiences of poor business insurance methods. From ineffective quick-fixes to tricky marketing tactics, we have seen it all. This is why we endeavour to be different and put our customers first. We work to ensure that our customers have business insurance that truly serves the needs of their business.
With OBIB, there are no limits
Instead of being limited to off-the-shelf policies, you get access to policies with enhanced benefits and inclusions. We can offer you these options because we are a part of the Steadfast Insurance Broking Network, the largest general insurance broker network in Australia & New Zealand.
We work as your representative
OBIB's business design allows clients who have generally small-medium businesses to obtain insurance quotes in a short space of time. We offer tailored advice for their specific business as opposed to what is currently available online. We work as your broking representative, unlike other insurance providers who act as representatives for different insurance companies.
We believe in transparency
OBIB exists to make business insurance easy and transparent. We have had our own first-hand experiences of poor business insurance methods. From ineffective quick-fixes to tricky marketing tactics, we have seen it all. This is why we endeavour to be different and put our customers first. We work to ensure that our customers have business insurance that truly serves the needs of their business.
COMMON QUESTIONS
Questions business owners and operators ask us
What do we mean by off-the-shelf policies?
If you’re in an occupation where the first round of quotes we obtain are not competitive or the insurers don’t offer cover to you, we then source options from our 50+ underwriting agencies where we have a wide range of specialist schemes and worldwide markets.
Higher risk occupations are frequently not preferred business for local insurers and this is why we would then use underwriting agencies. We don’t access them initially because they are generally not a competitive option for “regular business” as they do have additional charges and fees.
Why do I send my renewal form?
The 'fine print' is critical. You wouldn't believe how limiting or restrictive endorsements or exclusions can be (these are only detailed on your schedule), so to provide you with the most accurate advice, the safest and easiest way to get 10 business insurance quotes is to send us a copy of your current renewal notice (or policy schedule).
This will allow us to accurately quote 'apples for apples' options and can just be pictures of your notice sent to us via text, email or uploaded on our form.
What if you don't have a current business insurance policy?
If you don’t have an existing policy, then we need to get some risk information from you (sums insured, address, occupation etc) so please fill out our online quote form at the bottom of this page, or just give us a call on 1800 008 005
What if you don't trust us with your renewal documents yet?
That's OK. We just want to make it as simple as possible for you and provide as much information (comparison of covers etc) but as you haven’t interacted with us yet, you won’t know that we follow strict, ethical procedures with your information, and that’s okay.
If you don’t want to send us your schedule, submit your quote form to answer some sum insured and claim questions without the renewal documents, or give us a call on 1800 008 005
Experience the OBIB differnce
All our options can be paid by monthly installments at no extra cost. Get 10+ tailored quotes within 24 hours.
