COMMERCIAL LANDLORD INSURANCE
Protect your investment.
Protect Your Investment with OBIB – The Only Australian Insurance Broker where you can pay monthly at no extra cost.
Uninvited artists? A brandnew drive-thru? A tenant who skipped town?
We've got cover for that — and a lot more.
WHAT IT IS
Not a standard business pack
If you own a commercial property, why settle for a standard business pack when you can have a tailored option. If you rent your commercial property to a tenant, you can also protect your income from tenant default as well as property damage.
Protect your commercially tenanted offices, shops, factories and warehouses now.
Properties we can cover
SPECIALIST COVERS
Enhanced cover built for commercial landlords
This isn’t a standard “business package”, this is an enhanced policy specifically tailored to Commercial Property Owners that can include the following covers specific to commercial property owners’ needs:
Rent Default
Protects your income if a tenant leaves early, is legally evicted, or simply stops paying rent.
Tax Audit
Covers the fees charged by your accountants/ tax professionals’ to assist with a tax audit or investigation.
OH&S Legal Costs
Reasonable legal costs for appealing fines, prohibition notices or tribunal determinations under workplace and OH&S law.
Automatic Theft Cover
Loss or damage from forcible and violent entry and theft outside business hours — plus locks, keys and temporary security.
Money
Free automatic cover for up to $50,000.
THE ESSENTIALS
Plus the essentials for the building itself
Some of the insurers we use
Here's what our clients say
"Online Business Insurance Brokers provided me with not only a better deal but also sound advice & friendy service. They addressed all my queries in a timely fashion and I would have no problem recommending them to anyone."
Greg
Castle Printing
"Camryn from OBIB has been a pleasure to work with from the very beginning. She was able to get us a much better deal on our commercial business' and building insurance and has worked diligently on other queries from us. I would 100% recommend her to anyone looking for a better price on their insurance. Thank you Camryn, you're an asset to this business."
Hannah
Barham Bridge Motor Inn
HOW IT WORKS
10+ tailored quotes in 24 hours
Upload or complete form
We scour the market
OBIB’s experienced brokers scour the marketplace, weighing up the policies suited to your business needs.
Get 10+ tailored quotes
Within 24 hours, we'll send you at least 10 quotes with tailored recommendations on which ones are suited to your needs and save you money.
Paying interest to pay monthly? You shouldn't be.
All our options can be paid by monthly installments at no extra cost. Get 10+ tailored quotes within 24 hours.
Strata Title / Body Corporate / Community Titled Properties:
Although the legislation relating to these properties may vary from state to state, In most cases, the Body Corporate will arrange some, if not all covers for the property and its unit holders. These may include:
Property Damage, Lost Rent (due to damage), Glass, Liability, Machinery Breakdown, along with additional covers like Voluntary Workers, Workers Compensation, Fidelity Guarantee, Office Bearers Liability, Government Audit Costs and Legal expenses. Rent Default cover is not available for Body Corporate policies.
In short, a broad range of covers designed to protect the Body Corporate, the property, the unit holders and the liabilities of the Body Corporate. Unless the unit holders have agreed to all insure separately (where the body corporate will then insure common property and/or areas only) this type of policy will cover most of your needs and you will not need separate building or rent cover, but in most cases the policy WILL NOT COVER the liability exposures you may have within your unit (only your interests if a claim is made against the Body Corporate). As such you should take out your own policy to cover your liability as the unit owner for events that may occur inside your unit. We recommend you contact your Body Corporate Managers and/or the insurers of the Body Corporate to confirm the actual covers in place (some will include Lot Owners Contents automatically, so your additional fixtures and fittings may already be covered, if not these can also be insured seperately).
We can offer covers for the entire body corporate, or individual unit holders BUT ONLY when the Body Corporate has allowed for unit holders to insure seperately, or where you are seeking internal fixtures covers, or your own liability cover. If you are unsure, please contact the Body Corporate Managers to determine if you need individual covers.
