Commercial Landlord Insurance
Do You Have Uninvited Artists?
Has Someone Created A New Drive Thru?
Or Has Your Tenant Skipped Town?
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Let Our Business Insurance Brokers do the work for you
If you own a commercial property, why settle for a standard business pack when you can have a tailored option. If you rent your commercial property to a tenant, you can also protect your income from tenant default as well as property damage. Protect your commercially tenanted offices, shops, factories and warehouses now.
What is Commercial Landlord Insurance?
Commercial landlord insurance isn’t a regular business package. It includes specialised benefits just for commercial landlords.
Commercial landlord insurance may cover a range of tenanted commercial property. These may include:
- Retail Sites/Shops
- Office Spaces
- Factories
- Cafes and Restaurants
- Warehouses
- Motels & Accomodation Properties
- Community Halls & Clubs
- Vacant Premises
What are the specialist covers that
Online Business Insurance Brokers can offer?
This isn’t a standard “business package”, this is an enhanced policy specifically tailored to Commercial Property Owners that can include the following covers specific to commercial property owners’ needs:
Rent Default – all “business packages” can cover Loss of Rent in the event of damage to the property and this can be included but Rent Default cover can protect your income in the event that:
- Your tenant leaves your rental property before the end of the tenancy period of your lease agreement without complying with the lease agreement conditions
- Your tenant is legally evicted
- Your tenant stops paying rent
Tax Audit – Covers the fees charged by your accountants/ tax professionals’ to assist with a tax audit or investigation
Legal Costs for Occupational Health and Safety Breaches – Covers reasonable legal costs and expenses you incur for appealing or for improving your position in relation to fines, prohibition notices or court or tribunal determinations arising from workplace, OH&S or similar legislation
Automatic Theft Cover– Covers loss of or damage to your property that occurs due to forcible and violent entry into your property and theft outside business hours up to the Building Sum Insured. There is also automatic limited cover for Replacement of Locks and Keys, Temporary Protection & Security Guards and Theft in the open air.
Money– Free automatic cover up to $50,000
And of course, options can include the following important covers for the Building itself:
- Property Damage
- Business Interruption - Principally Lost Rent as a result of damage to the premises
- Injury to the Public (Public Liability)
- Machinery Breakdown
- Glass Breakage