About Us
About obib
Online Business Insurance Brokers draws on 35+ years’ experience of its founding director, working for insurers and brokerages with a variety of clients including sole traders, major national retailers, large-scale engineering business, and everything in between!
At Online Business Insurance Brokers, we design insurance programs around your needs.
The big difference we bring to the table is that:
- We do the work and show you all the results - full transperancy
- We provide tailored advice, not just 1 insurer for all your needs
- We let you pay any business covers monthly at NO EXTRA COST
- We do it all without the need of expensive sales people visiting you
We can do this by using the information you provide and the vast resources available on the internet. Sometimes we make some assumptions based on the those resources and the information you provide (any assumptions are detailed in our quotes and no covers are arranged until you confirm these details).
This way, we can go to the market, obtain your quotes (just as if we had visited you on site), review them for you, breakdown the pricing, and then send this all back in a report for you to review.
Experience the Online Business Insurance Brokers difference by requesting your quote today.
We tailor our quotes to your needs.
We use a range of well-known insurers to get a broad range of insurance options. Then, we breakdown those quotes, so that we can review the various options.
Sometimes, it is in your interest for us to break up your insurance needs across different insurers. This means we might recommend Insurer A for your public liability but Insurer B, C or D for your property, fire or burglary. This is what transparent broking is all about.
With OBIB there are no limits.
Instead of being limited to off-the-shelf policies, you get access to policies with enhanced benefits and inclusions. We can offer you these options because we are a part of the Steadfast Insurance Broking Network, the largest general insurance broker network in Australia & New Zealand.
We tailor our quotes to your needs.
Online Business Insurance Brokers exists to make business insurance easy and transparent. We have had our own first-hand experiences of poor business insurance methods. From ineffective quick-fixes to tricky marketing tactics, we have seen it all. This is why we endeavour to be different and put our customers first. We work to ensure that our customers have business insurance that truly serves the needs of their business.
We work as your representative.
Online Business Insurance Brokers business design allows clients who have generally small-medium businesses to obtain insurance quotes in a short space of time. We offer tailored advice for their specific business as opposed to what is currently available online. We work as your broking representative, unlike other insurance providers who act as representatives for different insurance companies.
We work as your representative.
Online Business Insurance Brokers business design allows clients who have generally small-medium businesses to obtain insurance quotes in a short space of time. We offer tailored advice for their specific business as opposed to what is currently available online. We work as your broking representative, unlike other insurance providers who act as representatives for different insurance companies.
We believe in transparency.
At Online Business Insurance Brokers we believe in transparency. With us, you won’t be fooled. We don’t believe in “instant” quotes. We will always send you our detailed summary of every section of every policy we assess on your behalf. More often than not, when receiving “instant” quotes from others you’ll only get quotes from one to three insurers, which we believe is not enough to allow a broker to truly represent what’s available in the market.
Use our online business insurance quote form
If you’re in an occupation where the first round of quotes we obtain are not competitive or the insurers don’t offer cover to you, we then source options from our 50+ underwriting agencies where we have a wide range of specialist schemes and worldwide markets.
Higher risk occupations are frequently not preferred business for local insurers and this is why we would then use underwriting agencies. We don’t access them initially because they are generally not a competitive option for “regular business” as they do have additional charges and fees.
The 'fine print' is critical. You wouldn't believe how limiting or restrictive endorsements or exclusions can be (these are only detailed on your schedule), so to provide you with the most accurate advice, the safest and easiest way to get 10 business insurance quotes is to send us a copy of your current renewal notice (or policy schedule).
This will allow us to accurately quote 'apples for apples' options and can just be pictures of your notice sent to us via text, email or uploaded on our form.
If you don’t have an existing policy, then we need to get some risk information from you (sums insured, address, occupation etc) so please fill out our online quote form at the bottom of this page, or just give us a call on 1800 008 005
That's OK. We just want to make it as simple as possible for you and provide as much information (comparison of covers etc) but as you haven’t interacted with us yet, you won’t know that we follow strict, ethical procedures with your information, and that’s okay.
If you don’t want to send us your schedule, submit your quote form to answer some sum insured and claim questions without the renewal documents, or give us a call on 1800 008 005